Compare Auto Insurance Quotes
Find car insurance coverage that fits your driving needs, vehicle and budget. Start with a few details to explore available auto insurance options.
Quick online process • Multiple coverage options • No obligation to explore
Find the Right Car Insurance for the Road Ahead
Auto insurance helps protect you financially when accidents, damage, theft and other unexpected events occur.
The right policy depends on several factors, including where you live, the vehicle you drive, your driving history and the level of protection you choose.
Universal Life Insurance helps make it easier to explore auto insurance options and find coverage suited to your needs.
What Does Auto Insurance Cover?
Car insurance policies can include several different types of protection. Available coverage and requirements vary by state and insurer.
Liability Coverage
Liability insurance can help cover injuries or property damage you are responsible for following an accident.
Most states require drivers to carry minimum levels of liability insurance.
Collision Coverage
Collision coverage can help pay to repair or replace your vehicle after a covered collision with another vehicle or object.
Comprehensive Coverage
Comprehensive insurance helps protect your vehicle against certain non-collision events, such as theft, vandalism, storms, falling objects and other covered damage.
Uninsured and Underinsured Motorist Coverage
This coverage may help protect you when you are involved in an accident with a driver who has insufficient insurance or no insurance at all.
Medical Payments or Personal Injury Protection
Depending on your state, coverage may be available to help pay eligible medical expenses following an accident, regardless of who was at fault.
Roadside Assistance and Additional Coverage
Some insurers also offer optional benefits such as roadside assistance, rental car reimbursement and other forms of additional protection.
Why Compare Auto Insurance Quotes?
Insurance premiums can vary significantly between insurers, even when drivers request similar levels of coverage.
Comparing your options can help you evaluate differences in:
- Premiums
- Deductibles
- Liability limits
- Optional coverage
- Policy features
- Discounts
- Customer service and claims support
The cheapest policy is not always the best option. Consider both price and the level of financial protection the policy provides.
What Affects the Cost of Car Insurance?
Auto insurance rates are based on a combination of personal, vehicle and location-related factors.
These may include:
Your Driving Record
Accidents, traffic violations and claims history can affect your insurance premium.
Your Vehicle
The make, model, age, safety features, repair costs and value of your vehicle may influence the cost of coverage.
Where You Live
Insurance rates can vary by state, city and ZIP code based on factors such as accident rates, theft, repair costs and local insurance requirements.
Your Coverage Choices
Higher liability limits, lower deductibles and additional coverage generally provide more protection but may increase your premium.
Your Annual Mileage
How often and how far you drive can also affect your insurance rate.
Available Discounts
Some insurers offer discounts for factors such as multiple policies, multiple vehicles, safe driving, vehicle safety features or other qualifying circumstances.
How Much Auto Insurance Do You Need?
Your state may require a minimum amount of auto insurance, but minimum coverage is not necessarily enough to fully protect you financially.
When choosing coverage, consider:
- The value of your vehicle
- Your personal assets
- Your ability to cover a large deductible
- Your daily driving habits
- Whether your vehicle is financed or leased
- The potential financial impact of a serious accident
Drivers with financed or leased vehicles may also be required by their lender or leasing company to maintain collision and comprehensive coverage.
Getting an Auto Insurance Quote Is Simple
1. Tell Us About Yourself
Provide basic information about yourself, where you live and your driving history.
2. Tell Us About Your Vehicle
Enter information about the car or vehicles you want to insure.
3. Explore Available Options
Review auto insurance options based on the information you provide and consider the coverage that works best for you.
When Should You Compare Car Insurance?
You don’t have to wait until your current policy expires to explore your options.
It may be worth comparing auto insurance when:
- Your policy is approaching renewal
- Your premium has increased
- You purchase a new vehicle
- You move to another state or ZIP code
- You add or remove a driver
- Your driving habits change
- You get married
- You want to bundle auto and home insurance
- You haven’t compared rates recently
Even if you’re happy with your current insurer, periodically reviewing your coverage can help ensure your policy still fits your needs.
Protect More Than Your Vehicle
Your car may be only one part of what you need to protect.
You can also explore:
Life Insurance
Help provide financial protection for the people who depend on you.
Home Insurance
Protect your home, belongings and other covered property.
Motorcycle Insurance
Find coverage designed for motorcycles and riders.
Frequently Asked Questions aout Auto Insurance
Is auto insurance required?
Most states require drivers to carry certain minimum levels of auto liability insurance or another form of financial responsibility. Requirements vary by state.
What information do I need for an auto insurance quote?
You will typically need basic information about the drivers on the policy, your vehicles, where you live, your current insurance and your driving history.
Does getting an auto insurance quote affect my credit score?
Requesting an insurance quote generally does not affect your credit score in the same way that applying for a loan or credit card can. Insurance practices and permitted rating factors vary by state.
What is a deductible?
A deductible is the amount you agree to pay toward a covered claim before your insurance coverage pays the remaining eligible amount, subject to your policy terms and limits.
Should I choose the cheapest auto insurance policy?
Price is important, but it should not be the only consideration. Compare coverage limits, deductibles, exclusions, optional benefits and the insurer before selecting a policy.
Can I bundle auto insurance with other insurance?
Many insurers offer multi-policy options or discounts when eligible customers purchase more than one type of insurance, such as auto and homeowners insurance.
Ready to Compare Auto Insurance?
Explore coverage options and find car insurance that fits your needs.
Start with a quick online quote today.